Everything You Need to Know About Tenant Insurance
What is tenant insurance.
Tenant insurance is a program compliant with state law and insurance regulations that covers losses for a tenant’s stored goods.
Why have it?
Without tenant insurance you, as a customer, may be vulnerable as your homeowner’s or renter’s insurance policy may not cover stored belongings or may only cover a fraction of an item’s value. Tenant insurance can cover a customer from the unexpected which may not be covered under the self-storage lease. Some areas of coverage for tenant insurance include fire, burglary, limited water damage, earthquake. Be sure to inspect the brochures at the facilities for a full description of the insurance program. A typical policy costs as little as $10.00 per month added to your monthly storage bill for $2,000.00 of coverage. That’s nothing compared with the peace of mind you’ll have as you know your goods are protected.
Making a claim is easy and stress-free. In the event of a loss, call the insurance claim’s department immediately. Report any break-ins to the police. Take photos. Do not discard property that has been damaged. Protect your property from further damage. Keep the lock if damaged.